Published by FCT June 15, 2022 The benefits of using a real estate agent. The right real estate agent will help you through every step of buying or selling your home. Like any relationship, you want to ask questions, get to know your agent before agreeing to have them work with you.  Let’s take a […]

Published by DLC Marketing Team May 31, 2022 When Was Your Last Credit Check-Up?. A few simple steps to healthy credit… Just like you should have a physical every year to make sure you’re healthy, you should do the same for your credit report and score. Don’t wait until you go to buy something and […]

When deciding to purchase a home make sure you have a team of professionals in your corner Your Home Buying A-Team. There are four major components to any successful home buying A-Team: your mortgage professional, realtor, home inspector and lawyer. Each of these individuals is important to various aspects of the home buying process. MORTGAGE […]

Published by DLC Marketing Team January 4, 2022 Refinancing Your Home. One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. […]

There is a lot of questions about rising interest rates and what that mean for you the home buyer. Basically as anticipated the Bank of Canada raised the overnight rate by a half a percent in an effort to control the soaring inflation rate. Variable mortgage rates will increase as well as rates on lines […]

Do you understand your interest rate and what may affect it and how it affects you? Ask a Mortgage Broker for details Published by DLC Marketing Team March 29, 2022 Understanding Your Mortgage Rate. When it comes to mortgages, one of the most important influencers is interest rate but do you know how this rate […]

Published by DLC Marketing Team March 15, 2022 The Credit Challenge. For most people, credit score isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on time. When you are in that boat, it feels pretty good! But, when you miss […]

Purchasing a home can be stressful actually it can be one of the most stressful times in ones life, it is a huge commitment emotionally and financially this stress can manifest itself in many ways if that stress is causing you to feel physically and emotionally drained here are some tips on how to lift […]

What is mortgage default insurance and why does the bank require it? By law, in Canada, our Canadian banks can only provide mortgage financing to qualified homebuyers with at least a 20% down payment, unless the mortgage is insured against default. Mortgage default insurance can help buyers purchase a home and begin building equity sooner, […]

Published by DLC Marketing Team January 11, 2022 How to Save with a Variable Mortgage. When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. When it comes to […]